5% Deposit Mortgages

Several mortgage lenders are offering 95% mortgages, requiring you to provide a 5% deposit only.

A new scheme designed to increase the number of mortgage deals available to homebuyers with a low deposit or limited equity has now launched.

Several major lenders are taking part in the mortgage guarantee scheme, where want-to-be homeowners have access to 95% mortgages. All you have to provide is 5% deposit and the mortgage lender will lend the rest and as part of this loan is backed by a government guarantee it should be easier to obtain than usual. If you would like to discuss this further and want details about the costs why not come and see our in house financial advisor free and no obligation.

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